Are you prepared for retirement?
No? Is saving for -or lack thereof- stressing you out?
Yes? Are you coasting to it?
So many of my peers are in a different state of retirement plans. Some, have no means to save for retirement and are dreading working their same jobs for the rest of their life. Other friends of mine are comfortably waiting out the years until they can “hang them up” for good and retire.
What is the point of retirement?
“Don’t simply retire from something; have something to retire to.” – Harry Emerson Fosdick
While I do save some money for retirement, I know I am not saving nearly enough. Does that stress me out? It did once upon a time. I was also stressed out when I saw my savings take a big hit when the markets decided to correct themselves a few years ago. This constant state of anxiety proved to me that retirement is just not for me. I will continue to save something for the future, I am going to put more emphasis on the present.
That isn’t very mature of me!?
But it is.
I have no plans to retire, at least not in the typical sense. My ideal retirement will be working full time somewhere that I align myself with, doing work that fulfills me, being present. The thought of staring at the four walls in my house and waiting for my impending doom just doesn’t appeal to me. Even the idea of having downtime at home and resting between vacations doesn’t rev my engine.
I just want to be present, and the only way I believe in doing that is to contribute to something. I will work until I am dead. That may sound dreaded, but my definition of work is not shared by most. I love to work, I always have. That being said, I understand my body will age and my productivity level may go down, so I must buy myself time by taking care of my body.
So, what is my retirement plan? I sock away a few bucks so I can take a few more vacations when I get a little older or buy a nice car. My most significant investment is in my body. I currently invest a lot of my time and money into working out and eating well so that my greatest resource when I become retirement age will be me. What good is retirement if you have all the cash in the world, but a deteriorating body that won’t let you spend it?
I won’t work myself to death, I will simply work until death. There is a difference.
What are you retiring to?
Who created this quote?
Harry Emerson Fosdick was an American pastor. Fosdick became a central figure in the “Fundamentalist-Modernist Controversy” within American Protestantism in the 1920s and 1930s and was one of the most prominent liberal ministers of the early 20th century. Although a Baptist, he was called to serve as pastor, in New York City, at First Presbyterian Church in Manhattan’s West Village, and then at the historic, inter-denominational Riverside Church in Morningside Heights, Manhattan.